MortgageLifeRates.com is dedicated to providing you with the premier marketplace for shopping and buying mortgage protection insurance, term life insurance, permanent life insurance, cash-value life insurance and final expense insurance.  We provide a no-pressure buying experience that allows you to compare quotes side-by-side, evaluate all of our companies, assess your insurance needs, retrieve saved quotes, check the status of your policy throughout the application process, monitor or make changes to your policy once it is in force, access the claims department, and pay premiums to all insurers online from the privacy of your home or office 24/7/365.

We consistently survey 100+ insurance companies and their products to ensure that you are receiving the best policy for your specific needs & budget.  All of our insurance companies maintain an A.M. Best rating of A or higher.  We understand how valuable your time is, so we do the shopping for you.  We continue to search our insurance companies to ensure that you are getting the very best price throughout the entire duration of your policy-period.  This means that we are constantly comparing new products and rate changes to your existing coverage.  If we can save you money, we will never hesitate to let you know.

When shopping with us, feel free to view as many quotes as you would like.  Should you need assistance, we maintain a group of licensed, highly trained, and knowledgeable insurance agents (not customer-service representatives) who are available Monday – Friday, 9:00 a.m. ET – 9:00 p.m. ET to answer any questions, or offer professional advice about your insurance needs.  You can call (or text) us at 256-797-0919, or email us at CustomerCare@MortgageLifeRates.com.

After viewing quotes, selecting a company, and requesting an application, your agent will contact you by phone at the time you specify.  During this brief call, your agent will ask you a few more questions to ensure that the policy you selected best suits your specific health profile and lifestyle.  Your agent will help guide you through the entire application process, and service your policy once it is issued and placed in force.  We are a full-service insurance agency.  We will never sell your personal information to the highest bidding agent, as many online insurance companies will do.  We will be with you every step of the way because “We’re with You for Life.”.